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FAQ

Is there a charge associated with utilizing your service?

Submitting your information through our online marketplace is completely free of charge. When a lender decides to work with you, they will pay us for connecting them; however, we do not have access to any data that can enable us to review or compare lenders’ offers. Carefully examine the terms and decide if an offer from a lender meets your needs before making a decision – it’s important!

When can I expect to receive my payment?

If you accept a loan offer right away, you could potentially have money deposited into your account within 24 hours. Bear in mind that on weekends, holidays or other non-business days the process may be delayed. In such cases it might take slightly longer to get access to your funds.

How swiftly can I start experiencing the benefits of your service?

Completing our form is a breeze, taking only five minutes for returning customers. Once you’ve submitted the requested information, you can expect to receive a decision from your lender within moments. Plus, if accepted and approved right away by said lender, you may even have access to the money in as few as 24 hours! Make haste when filling out our form today so that all of these advantages don’t slip away.

Is it possible to get a loan despite having bad credit?

Obtaining a loan from one of the short-term lenders is a straightforward process and they are accustomed to helping individuals in numerous circumstances. Here’s what you need: 

You must be employed or have consistent income, make at least $1,500 per month, 18 years old or above and an American citizen with an active checking account. Additional qualifications may vary across different lenders.

Is it possible to get a loan while self-employed?

If you are interested in securing a loan, the only requisite is stable and consistent income. When asked for your employer information, just provide the legal name of your organization as well as its primary phone number.

What are the potential uses for my loan?

Use your funds for whatever you need, including one-time special events like weddings and holidays, unexpected expenses like car repairs and emergency medical expenses or almost anything else that requires extra funds.

Is it possible to get more than $5,000?

Short-term loan providers typically grant loans capped at $5,000. Should you be approved and approach the borrowing process responsibly, you can look to these lenders in future scenarios too.

Can benefits like social security, pensions, and disability be counted as income?

If you acquire at least $1,500 per month in social security, pension or disability benefits and meet any other conditions that might be decided by each lender specifically, then you may qualify for a loan offer! Don’t miss out on this great opportunity – borrowers who receive these kinds of financial assistance can now access the same offers as everyone else.

While we're not a lender ourselves, why should you take advantage of our website?

With our free resource, finding the perfect lender to suit your needs is easier than ever. Our marketplace facilitates a connection between borrowers and lenders in an expedient, secure manner – saving you from having to wait in line or searching multiple sites for hours on end. All it takes is submitting your information through our online portal and you’ll quickly receive loan offers tailored towards what you’re looking for!

Do you need the contact information of your employer but don't have it at hand?

Prior to issuing a loan offer, most lenders will want your employer’s name and business phone number. But don’t worry – you won’t need to supply the address on our website!

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