This website is neither an agent nor a direct lender and is not associated with any lenders. Borrowers can contact direct lenders willing to give them a loan. We cannot influence the lender's decision regarding a loan or credit check. We do not have access to your data or information about your loans. Please direct all inquiries regarding the terms and conditions of your loan agreement to your lender. During business days, online applications approved before 10 a.m. CT can receive funding the same day. There still needs to be a lender who can promise loans in a day. If additional documentation or verification is required, the decision may take longer. APR Disclosure. In some states, the Annual Percentage Rate (APR) that a lender can charge you is limited by law. The annual percentage rates (APRs) for installment loans range from 6.63% to 225%, while those for cash advance loans range from 200% to 1386%). The annual percentage rate (APR) may be even higher for loans issued by banks or states without limiting laws. The interest rate on your loan is known as the annual percentage rate (APR). The loan amount, cost, term, repayment amounts, and payment timing determine it. Before you sign a loan agreement, lenders are required by law to show you the APR and other terms of your loan. Rates for APRs can change. In some states, short-term loans are not available. Please visit our rates and terms page for a comprehensive list of states, loan limits, and terms.NOTICE: Only as a short-term financial solution should cash advances be used. Short-term loans have high-interest rates and are expensive if used for longer. Customers who are having problems with their credit should get credit counseling.